Market Share by Credit Card Network

Market share based on number of cards in circulation:

VisaMasterCardAmerican ExpressDiscover
302 million203 million48.9 million54.4 million
49.6%33.4%8.0%8.9%

(Sources: Visa.com, MasterCard.com, AmericanExpress.com, Discover.com, Nilson Report, February 2010)

Market share based on credit receivables outstanding:

VisaMasterCardAmerican ExpressDiscover
$366.05 billion$267.57 billion$86.06 billion$52.51 billion
47.4%34.7%11.1%6.8%

(Source: Nilson Report, February 2010)

Market share based on purchase volume:

VisaMasterCardAmerican ExpressDiscover
$764.2 billion$476.9 billion$419. 8 billion$100.4 billion
43.4%27.1%23.8%5.7%

(Source: Nilson Report, February 2010)

Annual and monthly purchase/spending volume:

VisaMasterCardAmerican ExpressDiscoverOverall
Annual$2,530$2,349$8,584.9$1,845.6$2,895.4
Monthly$210.8$195.8$715.4$153.8$241.3

According to Experian, there are 3.45 open credit accounts per individual, which means that the average individual’s credit card spending is $832.5/month and $9,989 on an annual basis.

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