Mean & Median Values of Credit Card Balances for Families with a Credit Card Balance greater than zero — Adjusted for Inflation
| 2007 | 2004 | 2001 | 1998 | 1995 | 1992 | 1989 | |
| Mean | $7,300 | $5,600 | $4,800 | $5,200 | $4,000 | $3,300 | $3,000 |
| Median | $3,000 | $2,400 | $2,200 | $2,200 | $2,000 | $1,400 | $1,400 |
- The wide spread between the 2007 mean and median values suggests that at the time 50 percent or more of American families had credit card balances of over $11,600.
The average amount of money owed per individual on revolving credit accounts (e.g. credit cards) and fixed payment accounts (e.g. auto loans):
| Region | Amount per Person (excludes real estate mortgages) |
| Pacific | $20,175 |
| New England | $19,352 |
| Mountain | $18,049 |
| Middle Atlantic | $17,422 |
| South Atlantic | $16,240 |
| East North Central | $15,274 |
| West North Central | $14,659 |
| West South Central | $14,288 |
| East South Central | $13,002 |
| US National | $16,649 |
Average minimum monthly payments:
| Region | Amount per Person (excludes real estate mortages) |
| Pacific | $966 |
| New England | $924 |
| Mountain | $869 |
| Middle Atlantic | $813 |
| South Atlantic | $789 |
| East North Central | $732 |
| West North Central | $744 |
| West South Central | $712 |
| East South Central | $594 |
| US National | $801 |
